TILLC has extensive experience in developing and improving client risk management programs for domestic and international insurance placement and evaluation of deductible programs. The knowledge and skills necessary to identify and control risks are not a normal part of an organization’s core ability. TILLC has guided clients through the technical intricacies of Insurance programs. TILLC will evaluate an organization’s programs and activities used to identity and control loss exposures and provide recommendations for improvement. Key program deliverables are:

• Risk Control / safety program evaluation
• Evaluation of an organizations programs and activities used to identity and control risk is the foundation of identifying the cost of risk and then implementing a program to manage and control its cost.
• Assist organization management to develop and implement programs and activities to assign the cost of risk to the lowest level cost center to effectively align operating and risk management’s goals. This phase of loss cost identification and allocation of these costs to the lowest organizational level is a key step in the loss reduction process.
• TILLC focuses on helping organizations understand their exposures to loss, the effects losses have on the firm, and to develop effective plans to implement the management of losses.

• Streamlined loss control and safety programs
• Develop client specific risk and safety management training for various levels in the organization.
• Training would include loss exposure identification, accident investigation, team based problem solving.
• Evaluation of Third Party Administrator (insurance adjustors) engagement instruction. Evaluate TPA selection and experience in delivering focused service to clients.

• Return to work programs
• Reduction of workers compensation costs can be supported by effective return to work programs.

• Process and claims review programs that saved clients millions.
• TILLC helps clients to evaluate the TPA loss reports, establish systematic review process.

• Business unit allocation of losses to support unit behavior changes

TILLC has established international loss programs on a cost effective basis as clients international operations expand. International deductible programs were arranged and funded without establishing captives. TILLC has arranged Insurance company pre renewal meetings that assist client risk organization understand the client credit profile and thus sharpen their pencils for better quotes.

Broker evaluation

TILLC has assisted clients in broker selection and evaluation. TILLC has helped clients add additional broker services that allow clients to benefit from the creating tension and obtain the best results for their insurance placement.