| Customer Financing |
| International
Medium term programs |
| TILLC has arranged customer-financing programs to support
medium term equipment sales in emerging markets. |
- Latin America
- Eastern Europe
- South East Asia.
|
| The financing programs help clients accelerate customer
purchases of equipment as these markets lack medium term
finance. |
| |
| TILLC helps clients establish a program that focuses
on pre-selling customer notes receivables to avoid ballooning
client balance sheet. TILLC designed programs charge
customer fees and risk spreads that are then used to
fund a loss reserves. Client program requires an investment
in assignable credit insurance capacity. Most recent
actual client experience increased customer loan volume
from $2.5 million in year one to over $50 million in
year 5. Annual balance sheet investment did not exceed
$10 million at any quarter end. |
| |
| Vendor programs
in Mexico and Brazil |
| TILLC established (FAS 140 compliant) customer vendor
programs in Brazil and Mexico that met all accounting
criteria for sale treatment. TILLC credit enhanced customer
notes with 3rd party credit insurance (paid by
customer interest charges) that made receivables attractive
local investments for local banks. The programs allowed
client to triple normal terms to customer and provided
date of invoice cash collection from customer bank purchaser
of promissory notes. TILLC can develop a similar program
for your company. |
